Possible StatusReason values

General Use Values

The values in this section are specified by EMVCo 3DS spec and are applicable to all card networks.

Value

Description

Value

Description

01

Card authentication failed.

02

Unknown device.

03

Unsupported device.

04

Exceeds authentication frequency limit.

05

Expired card.

06

Invalid card number.

07

Invalid transaction.

08

No card record.

09

Security failure.

10

Stolen card.

11

Suspected fraud.

12

Transaction not permitted for cardholder.

13

Cardholder not enrolled in service.

14

Transaction timed out at ACS.

15

Low confidence.

16

Medium confidence.

17

High confidence.

18

Very high confidence.

19

Exceeds ACS maximum challenges.

20

Non-payment transaction not supported.

21

3RI transaction not supported.

22

ACS technical issue.

23

Decoupled Authentication required by ACS but not requested by 3DS Requestor.

24

3DS Requestor decoupled max expiry time exceeded.

25

Decoupled Authentication was provided insufficient time to authenticate cardholder. ACS will not make attempt.

26

Authentication attempted but not performed by the cardholder.

Network-specific Values

EMVCo 3DS reserves values 80-99 for card networks to create custom StatusReason values. This section will be updated according to available card network documentation.

Visa

Value

Description

Value

Description

80

Error connecting to ACS.

81

ACS timed out.

82

Invalid response from ACS.

83

System Error response from ACS.

84

VMID not eligible for requested program.

85

VMID not eligible for requested program.

86

Protocol version not supported by ACS

87

Transaction is excluded from Attempts Processing (includes non- reloadable pre-paid cards and non-payments (NPA).

88

Requested program not supported by ACS.

89

CAVV is included in response.

Mastercard

Value

Description

Value

Description

80

Returned on all Data Only authentications.

81

Challenge exemption accepted.

82

Challenge Mandate requested but could not be performed.

83

DS dropped reason code received from ACS

87

Device Channel is 3RI therefore did not route to Smart Authentication Stand-In

American Express

Value

Description

Value

Description

80

PAN/Token not eligible for SafeKey

81

Message version number not supported by ACS for PAN/Token

82

Exemption acknowledged

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