Merchant Direction based on ACS Capabilities
The values mentioned within the ACS Capability column will be returned on the Data Exchange API response.
ACS Capability | Supported Versions | Description (ACS Capability) | Merchant Direction (based on ACS Capability) |
|---|---|---|---|
ALL CARD BRANDS | |||
AuthenticationAvailableAtACS | 2.1.0, 2.2.0 | ACS supports EMV 3DS (3DS 2.0) authentication | Merchant may need to proceed with the EMV 3DS request. |
AttemptsSupportedByACS/DS | 2.1.0, 2.2.0 | Attempts supported by ACS or DS | Merchant may need to proceed with the EMV 3DS request. |
DecoupledAuthentication |
2.2.0 | Decoupled Authentication is an authentication method whereby authentication can occur independent from the cardholder’s experience with the 3DS Requestor. | Merchants may need to pass the required fields for Decoupled Authentication. |
TrustlistSupport |
2.2.0 | Indicates that the ACS supports Trusted Beneficiary exemption. | Merchants may need to pass the required fields for Trustlist Exemption Support. |
VISA | |||
DataOnly | 2.2.0 | Card Range is enrolled in Visa Data Only | Merchants may need to pass the required fields for Visa Data Only Support. |
DelegatedAuthentication |
2.2.0 | Card Range is enrolled in Visa Delegated Authentication program | Merchants may need to pass the required fields for Delegated Authentication. |
DAF | 2.1.0, 2.2.0 | Card Range is enrolled in Visa Digital Authentication Framework program | Merchants may need to pass the required fields for Digital Authentication Framework. |
IssuerTRA | 2.2.0 | Card Range is enrolled for Issuer Transaction Risk Analysis (TRA) | Merchants needs to set Challenge Indicator value to 05 to indicate Issuer Transaction Risk Analysis (TRA). |
MASTERCARD | |||
SmartAuthenticationStandInServiceOnly | 2.1.0, 2.2.0 | Card Range is enrolled is Smart Authentication Stand-In Service Only | Merchant may need to proceed with the EMV 3DS request. |
SmartAuthenticationDirect | 2.1.0, 2.2.0 |
Card Range is enrolled in Smart Authentication Direct | Merchants may need to pass the required fields for Smart Authentication Direct. |
PaymentAuthenticationSupport | 2.1.0, 2.2.0 | Card Range supports payment transactions | Supports MessageCategory = 01 |
NonPaymentAuthenticationSupport | 2.1.0, 2.2.0 | Card Range supports nonpayment transactions | Supports MessageCategory = 02 |
AppChannelSupport | 2.1.0, 2.2.0 | Card Range supports the app channel | Supports DeviceChannel = 01 |
BrowserChannelSupport | 2.1.0, 2.2.0 | Card Range supports the browser channel | Supports DeviceChannel = 02 |
AppBasedIssuerChallengeSupport | 2.1.0, 2.2.0 | Card Range supports appbased ACS/Issuer Challenge Capabilities | Supports Challenge flows for DeviceChannel = 01 |
BrowserBasedIssuerChallengeSupport | 2.1.0, 2.2.0 | Card Range supports browser-based ACS/ Issuer Challenge Capabilities | Supports Challenge flows for DeviceChannel = 02 |
IdentityCheckExpress |
2.1.0, 2.2.0 | Card Range is Enrolled in Identity Check Express | Merchants may need to pass the required fields for Identity Check Express. |
DelegatedAuthentication |
2.1.0, 2.2.0 | Card range supports Authentication Express Merchant Delegation for Identity Check Express (Type I) | Merchants may need to pass the required fields for Identity Check Express. |
LowFraudDelegation |
2.1.0, 2.2.0 |
Card range supports Authentication Express Low Fraud Merchant (Type II) | Merchants may need to pass the required fields for Identity Check Express. |
AuthenticationExpressWalletDelegation |
2.1.0, 2.2.0 | Card Range participates in Authentication Express Wallet Delegation | Merchants may need to pass the required fields for Identity Check Express. |
AuthenticationExpressDeviceDelegation |
2.1.0, 2.2.0 | Card Range participates in Authentication Express Wallet Delegation | Merchants may need to pass the required fields for Identity Check Express. |
AMEX | |||
CardRangeSubjectToPSD2 |
2.1.0, 2.2.0 | This card range is subject to PSD2 requirements. Merchants in the EU/EEA should also ensure that authentication is available for this card range and SafeKey version. | Merchant may need to proceed with the EMV 3DS request. |