Merchant Direction based on ACS Capabilities

ALL CARD BRANDS

AuthenticationAvailableAtACS

2.1.0, 2.2.0

ACS supports EMV 3DS (3DS 2.0) authentication

Merchant may need to proceed with the EMV 3DS request.

AttemptsSupportedByACS/DS

2.1.0, 2.2.0

Attempts supported by ACS or DS

Merchant may need to proceed with the EMV 3DS request.

DecoupledAuthentication

2.2.0

Decoupled Authentication is an authentication method whereby authentication can occur independent from the cardholder’s experience with the 3DS Requestor.

Merchants may need to pass the required fields for Decoupled Authentication.
Refer to Decoupled Authentication Conditional Lookup Fields for more details.

TrustlistSupport

2.2.0

Indicates that the ACS supports Trusted Beneficiary exemption.

Merchants may need to pass the required fields for Trustlist Exemption Support.
Refer to Trustlisted Exemption Conditional Lookup Fields for more details.

VISA

DataOnly

2.2.0

Card Range is enrolled in Visa Data Only

Merchants may need to pass the required fields for Visa Data Only Support.
Refer to Visa Data Only Conditional Lookup Fields for more details.

DelegatedAuthentication

2.2.0

Card Range is enrolled in Visa Delegated Authentication program

Merchants may need to pass the required fields for Delegated Authentication.
Refer to Visa Delegated Authentication Conditional Lookup Fields for more details.

DAF

2.1.0, 2.2.0

Card Range is enrolled in Visa Digital Authentication Framework program

Merchants may need to pass the required fields for Digital Authentication Framework.
Refer to Digital Authentication Framework (DAF) Conditional Lookup Fields for more details.

IssuerTRA

2.2.0

Card Range is enrolled for Issuer Transaction Risk Analysis (TRA)

Merchants needs to set Challenge Indicator value to 05 to indicate Issuer Transaction Risk Analysis (TRA).

MASTERCARD

SmartAuthenticationStandInServiceOnly

2.1.0, 2.2.0

Card Range is enrolled is Smart Authentication Stand-In Service Only

 Merchant may need to proceed with the EMV 3DS request.

SmartAuthenticationDirect

2.1.0, 2.2.0

Card Range is enrolled in Smart Authentication Direct

Merchants may need to pass the required fields for Smart Authentication Direct.
Refer to Mastercard Identity Check Insights Conditional Lookup Fields for more details.

PaymentAuthenticationSupport

2.1.0, 2.2.0

Card Range supports payment transactions

Supports MessageCategory = 01

NonPaymentAuthenticationSupport

2.1.0, 2.2.0

Card Range supports nonpayment transactions

Supports MessageCategory = 02

AppChannelSupport

2.1.0, 2.2.0

Card Range supports the app channel

Supports DeviceChannel = 01

BrowserChannelSupport

2.1.0, 2.2.0

Card Range supports the browser channel

Supports DeviceChannel = 02

AppBasedIssuerChallengeSupport

2.1.0, 2.2.0

Card Range supports appbased ACS/Issuer Challenge Capabilities

Supports Challenge flows for DeviceChannel = 01

BrowserBasedIssuerChallengeSupport

2.1.0, 2.2.0

Card Range supports browser-based ACS/ Issuer Challenge Capabilities

Supports Challenge flows for DeviceChannel = 02

IdentityCheckExpress

2.1.0, 2.2.0

Card Range is Enrolled in Identity Check Express

Merchants may need to pass the required fields for Identity Check Express.
Refer to Mastercard Identity Check Express Conditional Fields for more details.

DelegatedAuthentication

2.1.0, 2.2.0

Card range supports Authentication Express Merchant Delegation for Identity Check Express (Type I)

Merchants may need to pass the required fields for Identity Check Express.
Refer to Mastercard Identity Check Express Conditional Fields for more details.

LowFraudDelegation

2.1.0, 2.2.0

Card range supports Authentication Express Low Fraud Merchant (Type II)

Merchants may need to pass the required fields for Identity Check Express.
Refer to Mastercard Authentication Express Conditional Lookup Fields for more details.

AuthenticationExpressWalletDelegation

2.1.0, 2.2.0

Card Range participates in Authentication Express Wallet Delegation

Merchants may need to pass the required fields for Identity Check Express.
Refer to Mastercard Identity Check Express Conditional Fields for more details.

AuthenticationExpressDeviceDelegation

2.1.0, 2.2.0

Card Range participates in Authentication Express Wallet Delegation

Merchants may need to pass the required fields for Identity Check Express.
Refer to Mastercard Identity Check Express Conditional Fields for more details.

AMEX

CardRangeSubjectToPSD2

2.1.0, 2.2.0

This card range is subject to PSD2 requirements. Merchants in the EU/EEA should also ensure that authentication is available for this card range and SafeKey version.

 Merchant may need to proceed with the EMV 3DS request.