Changes made on 2020-07-14 are delineated below.
Additions are underlined in Green.
Deletions are underlined in Red.
Modifications are underlined in Blue.
Update occurred on: BIN Detection
BIN Detection is a feature of our Cardinal Consumer Authentication product and is supported by integration methods; our Cardinal Cruise Standard and Cardinal Cruise Hybrid integration methods.
BIN Detection allows facilitates the running of the 3DS Method in EMV 3DS, allowing for additional device data to be collected by the Issuing Bank's ACS provider to improve the overall authentication experience. This additional device data is collected prior to the CCA transaction being started and is used during the Issuer's risk assessment of the transaction. Failure to run BIN Detection may result in higher step up rates and/or downgrades to 3DS 1.0.2. This event will need to occur before the Cardinal.start event of the Cardinal Cruise Standard flow , or , prior to the cmpi_lookup request in the Cardinal Cruise Hybrid flow.