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Version 1

Changes made on 2020-06-15 are delineated below.

Additions are underlined in Green. Deletions are underlined in Red. Modifications are underlined in Blue.

Additional Response Fields

Additional fields that can be returned for EMV 3DS (3DS 2.0). 

Field Name

Description

Required

Condition

Field Definition

CardHolderInfo

Text provided by the ACS/Issuer to Cardholder during a Frictionless transaction.

The Issuer can provide information to Cardholder. For example, “Additional authentication is needed for this transaction, please contact (Issuer Name) at xxx-xxx-xxxx.”. 

The Issuing Bank can optionally support this value. The merchant is required to display this within their Checkout when present.

NOTE:  Supports 3RI Device Channel in version 2.2.0.  Decoupled authentication is not supported at this time.

C

3DS 2.0

Required if ACS Decoupled Confirmation Indicator = Y Otherwise, Optional for the ACS.

AN(128)

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