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Note

VPP solution is currently in BETA and is subject to change.

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What is Visa Payment Passkey?

Visa Payment Passkey is a new digital identity solution allowing their cardholders to authenticate their online payments by unlocking their smart device. Visa facilitates device recognition, cardholder interactions, and privacy-preserving authentication of a payment transaction. Following the cardholder’s successful verification, Visa will present cryptographic proof to the issuer and provide the merchant with authentication results. Visa Payment Passkey creates a consistent user experience across payment channels, increasing conversion and reducing abandonment.

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FIDO® is larger than just Cardinal Commerce. The FIDO Alliance is a coalition of industry-leading companies in tech, payments, and commerce. The Alliance launched in 2013 with the goal of developing and promoting a unified cross-industry standard for more secure, robust authentication systems.

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For more information on FIDO® and how it works, see: https://fidoalliance.org/what-is-fido/

Who can enroll in

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Visa Payment Passkey?

The user’s device must have platform authenticators such as biometrics and the browser in use must be FIDO compatible. Also, Cardinal can only enroll Visa branded cards for the MVP of this solution.

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