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What is Visa Payment Passkey?

Visa Payment Passkey is a new digital identity solution allowing their cardholders to authenticate their online payments by unlocking their smart device. Visa facilitates device recognition, cardholder interactions, and privacy-preserving authentication of a payment transaction. Following the cardholder’s successful verification, Visa will present cryptographic proof to the issuer and provide the merchant with authentication results. Visa Payment Passkey creates a consistent user experience across payment channels, increasing conversion and reducing abandonment.

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