Test Case 1: Successful Authentication | ||||||||||
Scenario | Cardholder enrolled, successful authentication, successful signature verification. | |||||||||
Test Values | Visa PAN: 4000000000000002 | |||||||||
MasterCard PAN: 5200000000000007 | ||||||||||
JCB J/Secure PAN: 3520000000000922 | ||||||||||
American Express PAN: 340000000003961 | ||||||||||
Diners Club PAN: 3005000000006246 | ||||||||||
Discover (Diners Club) PAN: 6011000000000004 | ||||||||||
Expected Results - Lookup Response (cmpi_lookup) | ||||||||||
Enrolled =
| ||||||||||
Payload = <Payload Value>
| ||||||||||
ErrorNo =
ErrorDesc = (value will not be provided)
| ||||||||||
Expected Results - Authenticate Response (cmpi_authenticate) | ||||||||||
PAResStatus =
| ||||||||||
EciFlag = <ECI Value>
Expected ECI Values grouped by Network:
| ||||||||||
XID = <XID Value>
| ||||||||||
CAVV = <CAVV Value>
| ||||||||||
ErrorNo =
ErrorDesc = (value will not be provided)
| ||||||||||
Integration Method Specific Expected Results | ||||||||||
Cardinal Cruise Standard & Hybrid | On the Lookup Response, ACSUrl will be returned
| |||||||||
ActionCode = ErrorNumber = ErrorDescription = | ||||||||||
Cardinal Cruise API | N/A | |||||||||
Additional Information | ||||||||||
Merchant Action | Merchant should append the CAVV and EciFlag values to the authorization message. | |||||||||
Liability Shift | Yes | |||||||||
Test Case 2: Failed Signature | ||||||||||
Scenario | Cardholder enrolled, successful authentication, unsuccessful signature verification. | |||||||||
Test Values | Visa PAN: 4000000000000010 | |||||||||
MasterCard PAN: 5200000000000015 | ||||||||||
JCB PAN: 3520000000002811 | ||||||||||
American Express PAN: 340000000006022 | ||||||||||
Diners Club PAN: 3005000000004373 | ||||||||||
Discover PAN: 6011000000000012 | ||||||||||
Expected Results - Lookup Response (cmpi_lookup) | ||||||||||
Enrolled =
| ||||||||||
Payload = <Payload Value>
| ||||||||||
ErrorNo =
ErrorDesc = (value will not be provided)
| ||||||||||
Expected Results - Authenticate Response (cmpi_authenticate) | ||||||||||
PAResStatus =
| ||||||||||
SignatureVerification =
| ||||||||||
EciFlag = <ECI Value>
Expected ECI Values grouped by Network:
| ||||||||||
XID = <XID Value>
| ||||||||||
CAVV = <CAVV Value>
| ||||||||||
ErrorNo =
ErrorDesc = (value will not be provided)
| ||||||||||
Integration Method Specific Expected Results | ||||||||||
Cardinal Cruise Standard & Hybrid | On the Lookup Response, ACSUrl will be returned
| |||||||||
ActionCode = ErrorNumber = ErrorDescription = | ||||||||||
Cardinal Cruise API | N/A | |||||||||
Additional Information | ||||||||||
Merchant Action | Merchant should NOT continue authorization, due to the failed signature verification. Merchant should prompt for another form of payment or attempt to authenticate the consumer. | |||||||||
Liability Shift | No | |||||||||
Test Case 3: Failed Authentication | ||||||||||
Scenario | Cardholder enrolled, unsuccessful authentication, successful signature verification. | |||||||||
Test Values | Visa PAN: 4000000000000028 | |||||||||
Mastercard PAN: 5200000000000023 | ||||||||||
JCB PAN: 3520000000009931 | ||||||||||
American Express PAN: 340000000000033 | ||||||||||
Diners Club PAN: 3005000000005925 | ||||||||||
Discover PAN: 6011000000000020 | ||||||||||
Expected Results - Lookup Response (cmpi_lookup) | ||||||||||
Enrolled =
| ||||||||||
Payload = <Payload Value>
| ||||||||||
ErrorNo =
ErrorDesc = (value will not be provided)
| ||||||||||
Expected Results - Authenticate Response (cmpi_authenticate) | ||||||||||
PAResStatus =
| ||||||||||
EciFlag = <ECI Value>
Expected ECI Values grouped by Network:
| ||||||||||
XID = <XID Value>
| ||||||||||
CAVV = (value will not be provided)
| ||||||||||
ErrorNo =
ErrorDesc = (value will not be provided)
| ||||||||||
Integration Method Specific Expected Results | ||||||||||
Cardinal Cruise Standard & Hybrid | On the Lookup Response, ACSUrl will be returned
| |||||||||
ActionCode = ErrorNumber = ErrorDescription = | ||||||||||
Cardinal Cruise API | N/A | |||||||||
Additional Information | ||||||||||
Merchant Action | Merchant should NOT continue with authorization. Merchant should prompt for another form of payment and is not permitted to submit this transaction for authorization. | |||||||||
Liability Shift | No | |||||||||
Test Case 4: Attempts/Non-Participating | ||||||||||
Scenario | Passive Authentication - cardholder not prompted for authentication credential. | |||||||||
Test Values | Visa PAN: 4000000000000101 | |||||||||
Mastercard PAN: |
N/A (Mastercard will not stand in on 1.0 attempts) | ||||||||||
JCB PAN: 3520000000004767 | ||||||||||
American Express PAN: 340000000003391 | ||||||||||
Diners Club PAN: 3005000000005271 | ||||||||||
Discover PAN: 6011000000000038 | ||||||||||
Expected Results - Lookup Response (cmpi_lookup) | ||||||||||
Enrolled =
| ||||||||||
Payload = <Payload Value>
| ||||||||||
ErrorNo =
ErrorDesc = (value will not be provided)
| ||||||||||
Expected Results - Authenticate Response (cmpi_authenticate) | ||||||||||
Enrolled =
| ||||||||||
PAResStatus =
| ||||||||||
EciFlag = <ECI Value>
Expected ECI Values grouped by Network:
| ||||||||||
CAVV = <CAVV Value>
| ||||||||||
XID = <XID Value>
| ||||||||||
Payload = (value will not be provided)
| ||||||||||
ErrorNo =
ErrorDesc = (value will not be provided)
| ||||||||||
Integration Method Specific Expected Results | ||||||||||
Cardinal Cruise Standard & Hybrid | On the Lookup Response, ACSUrl will be returned
| |||||||||
ActionCode = ErrorNumber = ErrorDescription = | ||||||||||
Cardinal Cruise API | N/A | |||||||||
Additional Information | ||||||||||
Merchant Configuration |
| |||||||||
Merchant Action | Merchant should append the Cavv and the EciFlag to the authorization message. | |||||||||
Liability Shift | Yes | |||||||||
Test Case 5: Timeout | ||||||||||
Scenario | Timeout encountered while processing the cmpi_lookup transaction. | |||||||||
Test Values | Visa PAN: 4000000000000044 | |||||||||
Mastercard PAN: 5200000000000049 | ||||||||||
JCB PAN: 3520000000001284 | ||||||||||
American Express PAN: 340000000008309 | ||||||||||
Diners Club PAN: 3005000000001890 | ||||||||||
Discover PAN: 6011000000000046 | ||||||||||
Expected Results - Lookup Response (cmpi_lookup) | ||||||||||
Enrolled = <Enrolled Value>
Expected Enrolled Value grouped by Network:
| ||||||||||
EciFlag = <ECI Value>
Expected ECI Values grouped by Network:
| ||||||||||
Payload = (value will not be provided)
| ||||||||||
ErrorNo =
ErrorDesc =
| ||||||||||
Expected Results - Authenticate Response (cmpi_authenticate) | ||||||||||
cmpi_authenticate message does not apply in this case. | ||||||||||
Integration Method Specific Expected Results | ||||||||||
Cardinal Cruise Standard & Hybrid | ActionCode = ErrorNumber = ErrorDescription = | |||||||||
Cardinal Cruise API | N/A | |||||||||
Additional Information | ||||||||||
Merchant Action | The cmpi_lookup transaction will simulate a timeout scenario from a response perspective. Merchant integration should handle timeout processing after 10-12 seconds and proceed with the authorization message. | |||||||||
Liability Shift | No | |||||||||
Test Case 6: Not Enrolled | ||||||||||
Scenario | Cardholder not enrolled. Issuing Bank not participating. | |||||||||
Test Values | Visa PAN: 4000000000000051 | |||||||||
Mastercard PAN: 5200000000000056 | ||||||||||
JCB PAN: 3520000000006903 | ||||||||||
American Express PAN: 340000000008135 | ||||||||||
Diners Club PAN: 3005000000007269 | ||||||||||
Discover PAN: 6011000000000053 | ||||||||||
Expected Results - Lookup Response (cmpi_lookup) | ||||||||||
Enrolled = N
| ||||||||||
EciFlag = <ECI Value>
|
Expected ECI Values grouped by Network: |
|
JCB
07
| ||||||||||
Payload = (value will not be provided)
| ||||||||||
ErrorNo =
ErrorDesc = (value will not be provided)
| ||||||||||
Expected Results - Authenticate Response (cmpi_authenticate) | ||||||||||
cmpi_authenticate message does not apply in this case. | ||||||||||
Integration Method Specific Expected Results | ||||||||||
Cardinal Cruise Standard & Hybrid | ActionCode = ErrorNumber = ErrorDescription = | |||||||||
Cardinal Cruise API | N/A | |||||||||
Additional Information | ||||||||||
Merchant Action | Merchant should submit the authorization with an ECI value. | |||||||||
Liability Shift | No | |||||||||
Test Case 7: Unavailable | ||||||||||
Scenario | Authentication unavailable (lookup message response). | |||||||||
Test Values | Visa PAN: 4000000000000069 | |||||||||
Mastercard PAN: 5200000000000064 | ||||||||||
JCB PAN: 3520000000002423 | ||||||||||
American Express PAN: 340000000007780 | ||||||||||
Diners Club PAN: 3005000000006030 | ||||||||||
Discover PAN: 6011000000000061 | ||||||||||
Expected Results - Lookup Response (cmpi_lookup) | ||||||||||
Enrolled =
| ||||||||||
EciFlag = <ECI Value>
Expected ECI Values grouped by Network:
| ||||||||||
Payload = (value will not be provided)
| ||||||||||
ErrorNo =
ErrorDesc = (value will not be provided)
| ||||||||||
Expected Results - Authenticate Response (cmpi_authenticate) | ||||||||||
cmpi_authenticate message does not apply in this case. | ||||||||||
Integration Method Specific Expected Results | ||||||||||
Cardinal Cruise Standard & Hybrid | ActionCode = ErrorNumber = ErrorDescription = | |||||||||
Cardinal Cruise API | N/A | |||||||||
Additional Information | ||||||||||
Merchant Action | Merchant should proceed with the authorization message. | |||||||||
Liability Shift | No | |||||||||
Test Case 8: Merchant Not Active | ||||||||||
Scenario | Merchant not able to execute transactions due to a "not active" state. | |||||||||
Test Values | Visa PAN: 4000000000000077 | |||||||||
Mastercard PAN: 5200000000000072 | ||||||||||
JCB PAN: 3520000000006549 | ||||||||||
American Express PAN: 340000000008416 | ||||||||||
Diners Club PAN: 3005000000004837 | ||||||||||
Discover PAN: 6011000000000079 | ||||||||||
Expected Results - Lookup Response (cmpi_lookup) | ||||||||||
Enrolled =
| ||||||||||
EciFlag = <ECI Value>
Expected ECI Values grouped by Network:
| ||||||||||
Payload = (value will not be provided)
| ||||||||||
ErrorNo =
ErrorDesc =
For potential ErrorNo values and their corresponding ErrorDesc values, please refer to: /wiki/spaces/STAG/pages/856162638 | ||||||||||
Expected Results - Authenticate Response (cmpi_authenticate) | ||||||||||
cmpi_authenticate message does not apply in this case. | ||||||||||
Integration Method Specific Expected Results | ||||||||||
Cardinal Cruise Standard & Hybrid | ActionCode = ErrorNumber = ErrorDescription = | |||||||||
Cardinal Cruise API | N/A | |||||||||
Additional Information | ||||||||||
Merchant Action | Merchant should continue with the authorization and contact technical support to investigate and resolve the issue. | |||||||||
Liability Shift | No | |||||||||
Test Case 9: cmpi_lookup error | ||||||||||
Scenario | Error response to cmpi_lookup message. | |||||||||
Test Values | Visa PAN: 4000000000000085 | |||||||||
Mastercard PAN: 5200000000000080 | ||||||||||
JCB PAN: 3520000000002175 | ||||||||||
American Express PAN: 340000000006337 | ||||||||||
Diners Club PAN: 3005000000009877 | ||||||||||
Discover PAN: 6011000000000087 | ||||||||||
Expected Results - Lookup Response (cmpi_lookup) | ||||||||||
Enrolled =
| ||||||||||
EciFlag = <ECI Value>
Expected ECI Values grouped by Network:
| ||||||||||
Payload = (value will not be provided)
| ||||||||||
ErrorNo =
ErrorDesc =
For potential ErrorNo values and their corresponding ErrorDesc values, please refer to: /wiki/spaces/STAG/pages/856162638 | ||||||||||
Expected Results - Authenticate Response (cmpi_authenticate) | ||||||||||
cmpi_authenticate message does not apply in this case. | ||||||||||
Integration Method Specific Expected Results | ||||||||||
Cardinal Cruise Standard & Hybrid | ActionCode = ErrorNumber = ErrorDescription = | |||||||||
Cardinal Cruise API | N/A | |||||||||
Additional Information | ||||||||||
Merchant Action | Merchant should continue with the authorization and contact technical support to investigate and resolve the issue. | |||||||||
Liability Shift | No | |||||||||
Test Case 10: cmpi_authenticate error | ||||||||||
Scenario | Cardholder enrolled, error response to cmpi_authenticate message. | |||||||||
Test Values | Visa PAN: 4000000000000093 | |||||||||
Mastercard PAN: 5200000000000098 | ||||||||||
JCB PAN: 3520000000006861 | ||||||||||
American Express PAN: 340000000009299 | ||||||||||
Diners Club PAN: 3005000000005602 | ||||||||||
Discover PAN: 6011000000000095 | ||||||||||
Expected Results - Lookup Response (cmpi_lookup) | ||||||||||
Enrolled =
| ||||||||||
Payload = <Payload Value>
| ||||||||||
ErrorNo =
ErrorDesc = (value will not be provided)
| ||||||||||
Expected Results - Authenticate Response (cmpi_authenticate) | ||||||||||
PAResStatus = (value will not be provided)
| ||||||||||
EciFlag = <ECI Value>
Expected ECI Values grouped by Network:
| ||||||||||
XID = (value will not be provided)
| ||||||||||
CAVV = (value will not be provided)
| ||||||||||
ErrorNo =
ErrorDesc =
For potential ErrorNo values and their corresponding ErrorDesc values, please refer to: /wiki/spaces/STAG/pages/856162638 | ||||||||||
Integration Method Specific Expected Results | ||||||||||
Cardinal Cruise Standard & Hybrid | On the Lookup Response, ACSUrl will be returned
| |||||||||
ActionCode = ErrorNumber = ErrorDescription = | ||||||||||
Cardinal Cruise API | N/A | |||||||||
Additional Information | ||||||||||
Merchant Action | Merchants have the option of retaining the liability and submitting the transaction as non-authenticated. An alternative action would be to prompt for another form of payment. | |||||||||
Liability Shift | No | |||||||||
Test Case 11: Authentication Unavailable | ||||||||||
Scenario | Cardholder is enrolled but authentication is unavailable | |||||||||
Test Values | Visa PAN: 4000000000000036 | |||||||||
Mastercard PAN: 5200000000000031 | ||||||||||
JCB PAN: 3520000000005780 | ||||||||||
American Express PAN: 340000000000116 | ||||||||||
Diners Club PAN: 3005000000007376 | ||||||||||
Discover PAN: 6011000000000103 | ||||||||||
Expected Results - Lookup Response (cmpi_lookup) | ||||||||||
Enrolled =
| ||||||||||
Payload = <Payload Value>
| ||||||||||
ErrorNo =
ErrorDesc = (value will not be provided)
| ||||||||||
Expected Results - Authenticate Response (cmpi_authenticate) | ||||||||||
PAResStatus =
| ||||||||||
EciFlag = <ECI Value>
Expected ECI Values grouped by Network:
| ||||||||||
XID = <XID Value>
| ||||||||||
CAVV = |
(value will not be provided)
|
| ||||||||||
ErrorNo =
ErrorDesc = (value will not be provided)
| ||||||||||
Integration Method Specific Expected Results | ||||||||||
Cardinal Cruise Standard & Hybrid | On the Lookup Response, ACSUrl will be returned
| |||||||||
ActionCode = ErrorNumber = ErrorDescription = | ||||||||||
Cardinal Cruise API | N/A | |||||||||
Additional Information | ||||||||||
Merchant Action | Merchant can retry authentication or process authorization as merchant liability. | |||||||||
Liability Shift | No | |||||||||
Test Case 12: Bypassed Authentication | ||||||||||
Scenario | Bypass used to simulate a scenario where merchant has elected to bypass the consumer authentication flow via Cardinal Rules Engine configuration. | |||||||||
Test Values | Visa PAN: 4000990000000004 | |||||||||
Mastercard PAN: 5200990000000009 | ||||||||||
JCB PAN: 3500990000000001 | ||||||||||
American Express PAN: 340099000000001 | ||||||||||
Diners Club PAN: 3000990000000006 | ||||||||||
Discover PAN: 6011990000000006 | ||||||||||
Expected Results - Lookup Response (cmpi_lookup) | ||||||||||
Enrolled = B
| ||||||||||
EciFlag = <ECI Value>
Expected ECI Values grouped by Network:
| ||||||||||
Payload = (value will not be provided)
| ||||||||||
ErrorNo =
ErrorDesc = (value will not be provided)
| ||||||||||
Expected Results - Authenticate Response (cmpi_authenticate) | ||||||||||
cmpi_authenticate message does not apply in this case. | ||||||||||
Integration Method Specific Expected Results | ||||||||||
Cardinal Cruise Standard & Hybrid | ActionCode = ErrorNumber = ErrorDescription = | |||||||||
Cardinal Cruise API | N/A | |||||||||
Additional Information | ||||||||||
Merchant Action | Merchant should proceed with authorization message. | |||||||||
Liability Shift | No |