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Field Name

Description

Condition

Field Definition

ChallengeIndicator

Indicates whether a challenge is requested for this transaction.

Possible Values:

07 - No challenge requested (strong consumer authentication is already performed)

Required for Visa Delegated Authentication 

N(2)

AlternateAuthenticationData

Data that documents and supports a specific authentication process .

Possible Values:

  • 01 = Static passcode

  • 02 = SMS OTP

  • 03 = Key fob or EMV card reader OTP

  • 04 = App OTP

  • 05 = OTP other

  • 06 = KBA

  • 07 = OOB biometrics

  • 08 = OOB login

  • 09 = OOB other

  • 10 = Other

  • 11 = Push confirmation

that was sent in the AlternateAuthenticationMethod field.

Required for Visa Delegated Authentication

AN(204820000)

AlternateAuthenticationMethod

Mechanism used by the cardholder to authenticate to the 3DS Requestor

Possible Values:

  • 01 = No 3DS Requestor authentication occurred (i.e. cardholder “logged in” as guest)

  • 02 = Login to the cardholder account at the 3DS Requestor system using 3DS Requestor’s own credentials

  • 03 = Login to the cardholder account at the 3DS Requestor system using federated ID

  • 04 = Login to the cardholder account at the 3DS Requestor system using Issuer credentials

  • 05 = Login to the cardholder account at the 3DS Requestor system using third-party authentication

  • 06 = Login to the cardholder account at the 3DS Requestor system using FIDO Authenticator

  • 07 = Login to the cardholder account at the 3DS Requestor system using FIDO Authenticator (FIDO assurance data signed)

  • 08 = Assurance data

Required for Visa Delegated Authentication

N(2)

AlternateAuthenticationDate

Date and time in UTC of the customer authentication

Required for Visa Delegated Authentication

N(12)

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